Frank Monte is the owner of Bond Auto Glass, and of Centurion Holdings, a marketing firm in Wesley Chapel, Florida.
He is a high school dropout who later went back to school to earn his GED. Frank Monte of Centurion has started several businesses during the course of his career, including a real estate company. “I started a real estate company at the worst possible time, just before the housing market crashed,” he recalls. “I created a niche following the housing crisis and helped hundreds of homeowners avoid the inevitable.” This took the form of Homeowner Answers, LLC, “the answer for many homeowners struggling to survive.”
Next, he went into the insurance arena. “I loved the concept of Indexed Universal Life or IUL insurance policies because my clients’ money was virtually never at risk,” he says. “It wasn’t tied to the stock market and it had two other major components I fell in love with. Living Benefits, and LIBOR, or Lifetime Income Benefit Rider.” It was a combination of flexibility and investment growth that was a great fit for many of his clients. “If you, God forbid, didn’t have a major life changing event where you did cash in your life policy, you could simply turn on your income stream and receive a check every month for the rest of your natural life.”
Today, Frank Monte of Centurion is in college completing work on his undergraduate degree. But it doesn’t stop there; once he has his degree he intends to go on to law school and become a lawyer. “You could be a high school drop-out born and raised in poverty and do anything you set your mind to.”
Frank Monte is the owner of Centurion Holdings in Wesley Chapel, Florida, a part of the Tampa Bay metropolitan area. He also owns an automobile glass replacement company called Bond Auto Glass.
He is a self-made man who dropped out of high school but later earned his GED. He has started several successful companies, including a marketing firm – “I’ve been in marketing basically my entire life” – and beginning in 2012 led a successful effort to obtain settlements from BP after the Deepwater Horizon oil spill. Intensely ambitious, he is in college looking ahead to law school.
“I am currently finishing my undergrad and will head to law school to become an attorney,” he says. “I’ve made attorneys millions of dollars marketing for them while I was thrown the crumbs. To this day I haven’t met an honest, hard-working, intelligent attorney.”
As he knows, it takes a lot of effort to become an attorney, but Frank Monte has always been a determined and goal-oriented man. Law schools are typically three-year programs for those who go full-time. It involves a lot of work and study in and out of the classroom, and many law students find it is all but impossible to hold down a job and do their course work at the same time. The very nature of the work requires interpersonal skills, and being at ease with presenting information to other people – and usually under pressure, as with interactions with judges and other attorneys.
Frank Monte of Centurion is prepared to meet these challenges.
Frank Monte is the owner of Centurion, a marketing firm in Florida. Frank Monte currently has his sights set on becoming a lawyer. But up until now, he has spent many years in marketing.
He also started a real estate company just as the housing market was collapsing, but turned that into a positive by creating a company called Homeowner Answers, LLC. That company represented homeowners on the verge of losing their homes to lenders. His strategy was to hire negotiators who tried to work out deals where homeowner debt would be forgiven, and the company had a lot of success.
“Sometimes the lenders wouldn’t go quietly into the night,” he says, “so I had to step up our game. I was able to find attorneys that would help my clients pro bono, and ultimately shift the tide back on our side and gain a better leveraging position.” Major lenders had taken hundreds of millions of dollars through the Troubled Asset Relief Program (TARP). “Instead of helping homeowners underwater, they did everything they could to try and leverage the homeowner for everything they had to their names.”
Most of those homeowners were struggling even before the housing crisis, he says, and he found it gut-wrenching to watch. “Homeowner Answers LLC gave the underdog a voice, and a fighting chance.”
Eventually Homeowner Answers LLC ran its course, as the environment that created it stabilised. Frank Monte of Centurion intends to continue fighting for the underdog once he has become a licensed attorney.